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Commercial Banking

Capital and treasury built for scale.

Sophisticated credit, liquidity, and commercial real estate solutions for established organizations.

Speak with a Commercial Banker

Commercial relationships that go deeper.

Institutional expertise

Work with commercial bankers experienced in complex credit structures, covenants, and multi-entity organizations.

Treasury at scale

Optimize liquidity across accounts, entities, and geographies with tools built for larger cash positions.

Long-horizon capital

From revolving facilities to commercial real estate, structure financing that matches project timelines.

Treasury Management

Gain clearer control over cash with solutions that streamline collections, disbursements, and liquidity reporting for commercial clients.

Treasury and cash management discussion

Commercial Credit & Lending

Access larger credit facilities designed for working capital, acquisitions, equipment, and growth — with underwriting that understands commercial complexity.

  • Revolving lines of credit Flexible liquidity for seasonal cycles and opportunistic purchases.
  • Term loans & equipment finance Structured repayment aligned to asset life and cash flow.
  • Syndicated & multi-bank facilities Capacity for larger commitments when your capital needs expand.
Discuss credit options
Commercial credit planning

Commercial Real Estate

Finance acquisition, construction, and refinance of income-producing and owner-occupied properties with commercial real estate specialists.

Commercial real estate property

Built for commercial clients

Mid-market companies

Operating businesses that need treasury depth and credit capacity beyond standard business banking.

Real estate investors

Owners and developers seeking structured CRE financing and responsive local decision-making.

Professional organizations

Firms and institutions that require sophisticated cash controls, reporting, and relationship coverage.

Commercial vs. Business Banking

Business Banking

Ideal for growing companies that need checking, savings, merchant services, and straightforward loans. Explore Business Banking

Commercial Banking

Designed for larger, more complex organizations that need treasury platforms, larger credit facilities, and CRE expertise.

Not sure where you fit?

Our bankers will help you determine the right relationship based on size, complexity, and capital needs. Contact Us

Ready to talk commercial banking?

Connect with a commercial banker about treasury, credit facilities, or commercial real estate financing.

1 Offer eligibility, account requirements, and promotional terms may vary. Minimum opening deposit, qualifying activities, and timeframes may apply. Fees may reduce earnings. See product disclosures for full details.

2 Rates, APRs, and promotional periods are subject to change without notice and may require credit approval. Not all applicants will qualify. Additional terms and conditions apply.

3 Card Controls features may vary by card type and enrollment. Availability of on/off controls, PIN changes, spending limits, and alerts depends on your account and device settings.

Third-party products and services, including payment and merchant solutions, are provided by independent companies that are not affiliated with Oak Montt Finance. Oak Montt Finance is not responsible for the products, services, or information of those providers.

Pre-qualification is not a commitment to lend and does not guarantee loan approval. Final approval is subject to underwriting, verification of information, and applicable eligibility requirements.

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Oak Montt Finance is a Member FDIC. Equal Housing Lender.